/* ===================================================
   SSDI Case Evaluation v2.1 — Newlin Disability
   Styles
   =================================================== */

/* --- Design Tokens --- */
:root {
  /* Brand Colors */
  --navy:        #1B365D;
  --navy-dark:   #122443;
  --navy-light:  #2A4A78;
  --green:       #2D8B4E;
  --green-dark:  #1F6B3A;
  --green-light: #34A85A;
  --white:       #FFFFFF;
  --gray-50:     #F5F7FA;
  --gray-100:    #EEF1F6;
  --gray-200:    #D8DDE6;
  --gray-300:    #B8C0CE;
  --gray-400:    #8B95A8;
  --gray-500:    #6B7588;
  --gray-600:    #4A5468;
  --gray-700:    #333D50;
  --gray-800:    #1E2738;
  --gray-900:    #111827;

  /* Semantic */
  --text-primary:   var(--gray-900);
  --text-secondary: var(--gray-600);
  --text-muted:     var(--gray-400);
  --bg-primary:     var(--white);
  --bg-secondary:   var(--gray-50);
  --border-color:   var(--gray-200);

  /* Grade Colors */
  --grade-a: #2D8B4E;
  --grade-b: #2563EB;
  --grade-c: #D97706;
  --grade-dnq: #6B7280;

  /* Typography */
  --font-body: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --text-xs:   clamp(0.75rem,  0.7rem  + 0.25vw, 0.8125rem);
  --text-sm:   clamp(0.8125rem, 0.78rem + 0.2vw, 0.875rem);
  --text-base: clamp(0.9375rem, 0.9rem  + 0.2vw, 1rem);
  --text-lg:   clamp(1.0625rem, 1rem    + 0.4vw, 1.25rem);
  --text-xl:   clamp(1.25rem,   1.1rem  + 0.8vw, 1.75rem);
  --text-2xl:  clamp(1.75rem,   1.3rem  + 1.8vw, 2.75rem);
  --text-3xl:  clamp(2.25rem,   1.5rem  + 3vw,   3.5rem);

  /* Spacing */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-5:  1.25rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;

  /* Radius */
  --radius-sm:   0.375rem;
  --radius-md:   0.5rem;
  --radius-lg:   0.75rem;
  --radius-xl:   1rem;
  --radius-2xl:  1.25rem;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.06), 0 1px 2px rgba(0,0,0,0.04);
  --shadow-md:  0 4px 12px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.04);
  --shadow-lg:  0 12px 32px rgba(0,0,0,0.1), 0 4px 8px rgba(0,0,0,0.05);
  --shadow-xl:  0 20px 48px rgba(0,0,0,0.12), 0 8px 16px rgba(0,0,0,0.06);

  /* Transitions */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --transition-fast: 150ms var(--ease-out);
  --transition-base: 250ms var(--ease-out);
  --transition-slow: 400ms var(--ease-out);

  /* Layout */
  --content-max: 1140px;
  --content-narrow: 720px;
}

/* --- Reset / Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  scroll-behavior: smooth;
  scroll-padding-top: 80px;
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  color: var(--text-primary);
  background: var(--bg-primary);
  line-height: 1.6;
  min-height: 100dvh;
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }
input, button, textarea, select { font: inherit; color: inherit; }
button { cursor: pointer; background: none; border: none; }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
h1, h2, h3, h4, h5, h6 { line-height: 1.2; text-wrap: balance; }
p { max-width: 72ch; text-wrap: pretty; }

::selection {
  background: rgba(27, 54, 93, 0.15);
  color: var(--text-primary);
}

:focus-visible {
  outline: 2px solid var(--navy);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}

/* --- Utility Classes --- */
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  font-weight: 600;
  font-size: var(--text-sm);
  border-radius: var(--radius-lg);
  padding: 0.7em 1.5em;
  transition: all var(--transition-fast);
  border: 2px solid transparent;
  white-space: nowrap;
}

.btn--primary {
  background: var(--navy);
  color: var(--white);
}
.btn--primary:hover {
  background: var(--navy-dark);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}

.btn--cta {
  background: var(--green);
  color: var(--white);
  font-size: var(--text-base);
  padding: 0.85em 2em;
  box-shadow: 0 4px 14px rgba(45, 139, 78, 0.3);
}
.btn--cta:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(45, 139, 78, 0.4);
}
.btn--cta:active {
  transform: translateY(0);
}

.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--gray-200);
}
.btn--outline:hover {
  background: var(--gray-50);
  border-color: var(--gray-300);
}

.btn--sm { padding: 0.5em 1.2em; font-size: var(--text-xs); }
.btn--lg { font-size: var(--text-base); padding: 1em 2.25em; }
.btn--full { width: 100%; }

/* --- Header --- */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border-color);
  transition: box-shadow var(--transition-base);
}
.header--scrolled {
  box-shadow: var(--shadow-sm);
}
.header__inner {
  max-width: var(--content-max);
  margin: 0 auto;
  padding: var(--space-3) var(--space-6);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.header__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}
.logo-icon { flex-shrink: 0; }
.logo-text {
  font-weight: 700;
  font-size: var(--text-lg);
  color: var(--navy);
}
.header__nav {
  display: flex;
  align-items: center;
  gap: var(--space-6);
}
.nav-link {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--text-secondary);
  transition: color var(--transition-fast);
}
.nav-link:hover { color: var(--navy); }
.nav-phone {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--navy);
}
.nav-cta { margin-left: var(--space-2); }

.header__mobile-toggle { display: none; color: var(--navy); }

/* Mobile nav */
.mobile-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(255,255,255,0.98);
  backdrop-filter: blur(16px);
  z-index: 99;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-base);
}
.mobile-nav.active {
  opacity: 1;
  pointer-events: all;
}
.mobile-nav__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-8);
}
.mobile-nav__link {
  font-size: var(--text-xl);
  font-weight: 600;
  color: var(--navy);
}
.mobile-nav__cta { font-size: var(--text-lg); }

@media (max-width: 768px) {
  .header__nav { display: none; }
  .header__mobile-toggle { display: flex; }
}

/* --- Hero --- */
.hero {
  background: linear-gradient(135deg, #F5F7FA 0%, #E8ECF4 50%, #F0F3F9 100%);
  padding: clamp(var(--space-16), 8vw, var(--space-24)) var(--space-6);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 800px;
  height: 800px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(27,54,93,0.04) 0%, transparent 70%);
  pointer-events: none;
}
.hero__inner {
  max-width: var(--content-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-12);
  align-items: center;
}
.hero__badge {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--green);
  background: rgba(45, 139, 78, 0.08);
  border: 1px solid rgba(45, 139, 78, 0.2);
  padding: var(--space-1) var(--space-4);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-4);
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.hero__title {
  font-size: var(--text-3xl);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: var(--space-4);
  letter-spacing: -0.02em;
}
.hero__subtitle {
  font-size: var(--text-base);
  color: var(--text-secondary);
  margin-bottom: var(--space-8);
  line-height: 1.7;
}
.hero__actions {
  margin-bottom: var(--space-8);
}
.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-6);
}
.hero__trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: 500;
  color: var(--text-secondary);
}
.hero__trust-item svg { color: var(--green); flex-shrink: 0; }

/* Hero Visual Card */
.hero__visual {
  display: flex;
  justify-content: center;
}
.hero__card {
  background: var(--white);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-xl);
  padding: var(--space-8);
  max-width: 380px;
  width: 100%;
  border: 1px solid var(--gray-100);
}
.hero__card-header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid var(--gray-100);
}
.hero__card-label {
  font-size: var(--text-xs);
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.hero__card-grade {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  margin-bottom: var(--space-6);
}
.hero__card-grade strong {
  font-size: var(--text-lg);
  color: var(--navy);
  display: block;
  margin-bottom: var(--space-1);
}
.hero__card-grade p {
  font-size: var(--text-xs);
  color: var(--text-secondary);
}
.hero__card-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
  padding-top: var(--space-4);
  border-top: 1px solid var(--gray-100);
}
.hero__card-stat {
  text-align: center;
}
.hero__card-stat-value {
  display: block;
  font-size: var(--text-xl);
  font-weight: 800;
  color: var(--green);
}
.hero__card-stat-label {
  display: block;
  font-size: var(--text-xs);
  color: var(--text-muted);
  margin-top: var(--space-1);
}

/* Grade Badges */
.grade-badge {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: var(--radius-xl);
  font-size: 1.75rem;
  font-weight: 800;
  flex-shrink: 0;
}
.grade-badge--a { background: rgba(45,139,78,0.1); color: var(--grade-a); }
.grade-badge--b { background: rgba(37,99,235,0.1); color: var(--grade-b); }
.grade-badge--c { background: rgba(217,119,6,0.1); color: var(--grade-c); }
.grade-badge--dnq { background: rgba(107,114,128,0.1); color: var(--grade-dnq); }

@media (max-width: 768px) {
  .hero__inner { grid-template-columns: 1fr; text-align: center; }
  .hero__trust { justify-content: center; }
  .hero__visual { order: -1; }
  .hero__card { max-width: 340px; padding: var(--space-6); }
  .hero__actions { display: flex; justify-content: center; }
}

/* --- Stats Bar --- */
.stats-bar {
  background: var(--navy);
  color: var(--white);
  padding: var(--space-10) var(--space-6);
}
.stats-bar__inner {
  max-width: var(--content-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-8);
}
.stat-item {
  text-align: center;
  padding: 0 var(--space-4);
}
.stat-item:not(:last-child) {
  border-right: 1px solid rgba(255,255,255,0.15);
}
.stat-item__number {
  display: block;
  font-size: var(--text-2xl);
  font-weight: 800;
  margin-bottom: var(--space-2);
  letter-spacing: -0.02em;
}
.stat-item__label {
  display: block;
  font-size: var(--text-sm);
  opacity: 0.9;
  margin-bottom: var(--space-2);
  line-height: 1.5;
}
.stat-item__source {
  display: block;
  font-size: var(--text-xs);
  opacity: 0.5;
  font-style: italic;
}

@media (max-width: 768px) {
  .stats-bar__inner { grid-template-columns: 1fr; gap: var(--space-6); }
  .stat-item { border-right: none !important; padding-bottom: var(--space-6); border-bottom: 1px solid rgba(255,255,255,0.1); }
  .stat-item:last-child { padding-bottom: 0; border-bottom: none; }
}

/* --- Form Section --- */
.form-section {
  background: var(--bg-secondary);
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-6);
}
.form-section__inner {
  max-width: 640px;
  margin: 0 auto;
}
.form-header {
  text-align: center;
  margin-bottom: var(--space-8);
}
.form-header__title {
  font-size: var(--text-2xl);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: var(--space-2);
}
.form-header__subtitle {
  font-size: var(--text-base);
  color: var(--text-secondary);
  margin: 0 auto;
}

/* Progress Bar */
.progress-wrapper {
  margin-bottom: var(--space-8);
}
.progress-bar {
  width: 100%;
  height: 6px;
  background: var(--gray-200);
  border-radius: var(--radius-full);
  overflow: hidden;
}
.progress-bar__fill {
  height: 100%;
  background: linear-gradient(90deg, var(--green), var(--green-light));
  border-radius: var(--radius-full);
  transition: width var(--transition-slow);
}
.progress-label {
  text-align: center;
  font-size: var(--text-xs);
  color: var(--text-muted);
  margin-top: var(--space-2);
  font-weight: 500;
}

/* Form Steps */
.form-container {
  position: relative;
  min-height: 320px;
}
.form-step {
  display: none;
  animation: fadeSlideIn 0.4s var(--ease-out) forwards;
}
.form-step.active {
  display: block;
}

@keyframes fadeSlideIn {
  from { opacity: 0; transform: translateY(16px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* Question Card */
.question-card {
  background: var(--white);
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-100);
}
.question-card__title {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
}
.question-card__desc {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  margin-bottom: var(--space-6);
}

/* Option Buttons */
.option-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.option-btn {
  display: flex;
  align-items: center;
  gap: var(--space-4);
  padding: var(--space-4) var(--space-5);
  background: var(--white);
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-xl);
  font-size: var(--text-base);
  font-weight: 500;
  color: var(--text-primary);
  text-align: left;
  transition: all var(--transition-fast);
  width: 100%;
}
.option-btn:hover {
  border-color: var(--navy-light);
  background: rgba(27, 54, 93, 0.03);
  transform: translateY(-1px);
  box-shadow: var(--shadow-sm);
}
.option-btn.selected {
  border-color: var(--green);
  background: rgba(45, 139, 78, 0.04);
  box-shadow: 0 0 0 1px var(--green);
}
.option-btn__icon {
  flex-shrink: 0;
  color: var(--gray-400);
  display: flex;
}
.option-btn.selected .option-btn__icon { color: var(--green); }
.option-btn__text { flex: 1; }

/* Result Card */
.result-card {
  background: var(--white);
  border-radius: var(--radius-2xl);
  padding: var(--space-10);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-100);
  text-align: center;
}
.result-card__badge {
  margin-bottom: var(--space-4);
  display: flex;
  justify-content: center;
}
.result-card__badge .grade-badge {
  width: 80px;
  height: 80px;
  font-size: 2.5rem;
}
.result-card__title {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-3);
}
.result-card__message {
  font-size: var(--text-base);
  color: var(--text-secondary);
  margin: 0 auto var(--space-8);
  max-width: 480px;
}
.result-card__next p {
  font-size: var(--text-sm);
  color: var(--text-muted);
  margin: 0 auto var(--space-6);
}

/* Contact Form */
.contact-form {
  background: var(--white);
  border-radius: var(--radius-2xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-100);
}
.contact-form__title {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
}
.contact-form__subtitle {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  margin-bottom: var(--space-6);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-4);
}
@media (max-width: 540px) {
  .form-row { grid-template-columns: 1fr; }
}

.form-field {
  margin-bottom: var(--space-4);
}
.form-field label {
  display: block;
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: var(--space-2);
}
.required { color: #DC2626; }
.optional { font-weight: 400; color: var(--text-muted); font-size: var(--text-xs); }

.form-field input[type="text"],
.form-field input[type="email"],
.form-field input[type="tel"],
.form-field select,
.form-field textarea {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  border: 2px solid var(--gray-200);
  border-radius: var(--radius-lg);
  font-size: var(--text-base);
  background: var(--white);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  appearance: none;
  -webkit-appearance: none;
}
.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(27, 54, 93, 0.1);
}
.form-field input.error,
.form-field select.error {
  border-color: #DC2626;
  box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.1);
}

.form-field select {
  background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236B7588' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
}

.form-field textarea {
  resize: vertical;
  min-height: 80px;
}

.dob-row {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: var(--space-3);
}

/* Checkbox */
.form-field--checkbox {
  margin-top: var(--space-2);
  margin-bottom: var(--space-6);
}
.checkbox-label {
  display: flex;
  gap: var(--space-3);
  align-items: flex-start;
  cursor: pointer;
}
.checkbox-label input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}
.checkbox-custom {
  flex-shrink: 0;
  width: 22px;
  height: 22px;
  border: 2px solid var(--gray-300);
  border-radius: var(--radius-sm);
  margin-top: 2px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all var(--transition-fast);
}
.checkbox-label input:checked + .checkbox-custom {
  background: var(--green);
  border-color: var(--green);
}
.checkbox-label input:checked + .checkbox-custom::after {
  content: '';
  display: block;
  width: 6px;
  height: 10px;
  border: solid white;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
  margin-top: -2px;
}
.checkbox-text {
  font-size: var(--text-xs);
  color: var(--text-secondary);
  line-height: 1.5;
}

/* Thank You Card */
.thankyou-card {
  background: var(--white);
  border-radius: var(--radius-2xl);
  padding: var(--space-10);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-100);
  text-align: center;
}
.thankyou-card__icon {
  margin-bottom: var(--space-6);
  display: flex;
  justify-content: center;
}
.thankyou-card__title {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-3);
}
.thankyou-card__message {
  font-size: var(--text-base);
  color: var(--text-secondary);
  margin: 0 auto var(--space-8);
  max-width: 500px;
}
.thankyou-card__next-steps {
  background: var(--gray-50);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  text-align: left;
  max-width: 440px;
  margin: 0 auto;
}
.thankyou-card__next-steps h4 {
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-3);
}
.thankyou-card__next-steps ol {
  list-style: decimal;
  padding-left: var(--space-5);
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.thankyou-card__next-steps li {
  font-size: var(--text-sm);
  color: var(--text-secondary);
}

/* --- Section Shared --- */
.section-title {
  font-size: var(--text-2xl);
  font-weight: 800;
  color: var(--navy);
  text-align: center;
  margin-bottom: var(--space-3);
  letter-spacing: -0.02em;
}
.section-subtitle {
  font-size: var(--text-base);
  color: var(--text-secondary);
  text-align: center;
  margin: 0 auto var(--space-12);
  max-width: 540px;
}

/* --- How It Works --- */
.how-it-works {
  background: var(--bg-primary);
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-6);
}
.how-it-works__inner {
  max-width: var(--content-max);
  margin: 0 auto;
}
.steps-grid {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: var(--space-4);
}
.step-connector {
  display: flex;
  align-items: center;
  padding-top: var(--space-16);
  flex-shrink: 0;
}
.step-card {
  flex: 1;
  max-width: 300px;
  text-align: center;
  padding: var(--space-8) var(--space-4);
  background: var(--bg-secondary);
  border-radius: var(--radius-2xl);
  border: 1px solid var(--gray-100);
  position: relative;
}
.step-card__number {
  position: absolute;
  top: var(--space-4);
  right: var(--space-4);
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--navy);
  color: var(--white);
  font-size: var(--text-xs);
  font-weight: 700;
  border-radius: var(--radius-full);
}
.step-card__icon {
  margin: 0 auto var(--space-4);
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(27, 54, 93, 0.06);
  border-radius: var(--radius-xl);
}
.step-card__title {
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-2);
}
.step-card__desc {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: 1.6;
  margin: 0 auto;
}

@media (max-width: 768px) {
  .steps-grid { flex-direction: column; align-items: center; }
  .step-connector { padding-top: 0; transform: rotate(90deg); }
  .step-card { max-width: 400px; width: 100%; }
}

/* --- News Section --- */
.news-section {
  background: var(--bg-secondary);
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-6);
}
.news-section__inner {
  max-width: var(--content-max);
  margin: 0 auto;
}
.news-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: var(--space-6);
  margin-bottom: var(--space-8);
}
.news-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  border: 1px solid var(--gray-100);
  transition: box-shadow var(--transition-fast), transform var(--transition-fast);
}
.news-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.news-card--hidden { display: none; }
.news-card--hidden.visible { display: block; }
.news-card__date {
  font-size: var(--text-xs);
  color: var(--text-muted);
  font-weight: 500;
  margin-bottom: var(--space-2);
}
.news-card__title {
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--navy);
  margin-bottom: var(--space-3);
  line-height: 1.35;
}
.news-card__summary {
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: var(--space-3);
}
.news-card__source {
  font-size: var(--text-xs);
  color: var(--text-muted);
  font-style: italic;
}
.news-toggle-wrapper {
  text-align: center;
}

/* --- FAQ --- */
.faq-section {
  background: var(--bg-primary);
  padding: clamp(var(--space-12), 6vw, var(--space-20)) var(--space-6);
}
.faq-section__inner {
  max-width: var(--content-narrow);
  margin: 0 auto;
}
.faq-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}
.faq-item {
  background: var(--white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-xl);
  overflow: hidden;
  transition: box-shadow var(--transition-fast);
}
.faq-item:hover { box-shadow: var(--shadow-sm); }
.faq-item__trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) var(--space-6);
  text-align: left;
  font-size: var(--text-base);
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
}
.faq-item__icon {
  flex-shrink: 0;
  transition: transform var(--transition-base);
  color: var(--gray-400);
}
.faq-item.open .faq-item__icon {
  transform: rotate(180deg);
}
.faq-item__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow), padding var(--transition-slow);
}
.faq-item.open .faq-item__answer {
  max-height: 600px;
}
.faq-item__answer p {
  padding: 0 var(--space-6) var(--space-6);
  font-size: var(--text-sm);
  color: var(--text-secondary);
  line-height: 1.7;
}

/* --- Footer --- */
.footer {
  background: var(--gray-900);
  color: rgba(255,255,255,0.7);
  padding: var(--space-12) var(--space-6);
}
.footer__inner {
  max-width: var(--content-max);
  margin: 0 auto;
}
.footer__brand { margin-bottom: var(--space-6); }
.footer__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  color: var(--white);
  font-weight: 700;
  font-size: var(--text-lg);
  margin-bottom: var(--space-2);
}
.footer__tagline {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.5);
}
.footer__disclaimer {
  padding: var(--space-6) 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: var(--space-6);
}
.footer__disclaimer p {
  font-size: var(--text-xs);
  line-height: 1.7;
  color: rgba(255,255,255,0.45);
  margin-bottom: var(--space-3);
  max-width: none;
}
.footer__disclaimer p:last-child { margin-bottom: 0; }
.footer__bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-4);
}
.footer__bottom p {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.4);
}
.footer__attribution {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.35);
  transition: color var(--transition-fast);
}
.footer__attribution:hover { color: rgba(255,255,255,0.7); }

/* --- Chat Widget --- */
.chat-widget {
  position: fixed;
  bottom: var(--space-6);
  right: var(--space-6);
  z-index: 200;
}
.chat-bubble {
  width: 60px;
  height: 60px;
  background: var(--navy);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(27, 54, 93, 0.4);
  transition: all var(--transition-fast);
  position: relative;
}
.chat-bubble:hover {
  transform: scale(1.08);
  box-shadow: 0 6px 24px rgba(27, 54, 93, 0.5);
}
.chat-bubble::after {
  content: '';
  position: absolute;
  width: 12px;
  height: 12px;
  background: var(--green);
  border-radius: var(--radius-full);
  top: 2px;
  right: 2px;
  border: 2px solid var(--white);
}

/* Chat Panel */
.chat-panel {
  position: absolute;
  bottom: 72px;
  right: 0;
  width: 360px;
  max-height: 480px;
  background: var(--white);
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--gray-100);
  display: flex;
  flex-direction: column;
  overflow: hidden;
  opacity: 0;
  transform: translateY(12px) scale(0.95);
  pointer-events: none;
  transition: all var(--transition-base);
}
.chat-panel.open {
  opacity: 1;
  transform: translateY(0) scale(1);
  pointer-events: all;
}
.chat-panel__header {
  background: var(--navy);
  color: var(--white);
  padding: var(--space-4) var(--space-5);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.chat-panel__header-info {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}
.chat-panel__avatar {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,0.15);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
}
.chat-panel__header-info strong {
  font-size: var(--text-sm);
  display: block;
}
.chat-panel__status {
  font-size: var(--text-xs);
  opacity: 0.7;
}
.chat-panel__close {
  color: rgba(255,255,255,0.7);
  transition: color var(--transition-fast);
}
.chat-panel__close:hover { color: var(--white); }

.chat-panel__messages {
  flex: 1;
  padding: var(--space-4);
  overflow-y: auto;
  min-height: 160px;
}
.chat-message {
  display: flex;
  gap: var(--space-2);
  margin-bottom: var(--space-3);
}
.chat-message--bot .chat-message__avatar {
  width: 28px;
  height: 28px;
  background: var(--gray-100);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--gray-500);
}
.chat-message__bubble {
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  border-top-left-radius: var(--radius-sm);
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-sm);
  color: var(--text-primary);
  line-height: 1.5;
  max-width: 280px;
}
.chat-message--user {
  justify-content: flex-end;
}
.chat-message--user .chat-message__bubble {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  border-top-right-radius: var(--radius-sm);
}

.chat-panel__quick-replies {
  padding: 0 var(--space-4) var(--space-3);
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
}
.quick-reply-btn {
  font-size: var(--text-xs);
  padding: var(--space-2) var(--space-3);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-full);
  color: var(--navy);
  font-weight: 500;
  background: var(--white);
  transition: all var(--transition-fast);
  white-space: nowrap;
}
.quick-reply-btn:hover {
  background: var(--gray-50);
  border-color: var(--navy-light);
}

.chat-panel__input {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-4);
  border-top: 1px solid var(--gray-100);
}
.chat-input {
  flex: 1;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-full);
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  outline: none;
  transition: border-color var(--transition-fast);
}
.chat-input:focus { border-color: var(--navy); }
.chat-send {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-full);
  flex-shrink: 0;
  transition: background var(--transition-fast);
}
.chat-send:hover { background: var(--navy-dark); }

@media (max-width: 480px) {
  .chat-widget { bottom: var(--space-4); right: var(--space-4); }
  .chat-panel {
    width: calc(100vw - 32px);
    right: -8px;
    max-height: 420px;
  }
  .chat-bubble { width: 52px; height: 52px; }
}

/* --- Scroll Animations --- */
.fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s var(--ease-out), transform 0.6s var(--ease-out);
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}